every Umby has a story

shutterstock_270359132.jpg
HEALTH CARE

INSURED FAMILY

The Valencias

NON-INSURED FAMILY

Faced with a unexpected health condition, one of the Valencia parents needed urgent medical attention. 

The Pereras

Faced with a drought, the Pereras were unable to grow crops on their land this season. As a result they borrowed money at a high interest rate, sold their goat and stopped sending their children to school in order to find a way to survive until the next planting season.

Low-income families live in extraordinarily risky circumstances where illness, loss of property, agricultural losses and disasters can easily push a family into poverty. If the Valencias did not have insurance, they would have had to pay the hospital fees. The bill would have been equal to three months income for the family. This large amount would only be possible by a high-interest loan and selling assets. 

Fortunately, the Valencias had access to affordable health insurance which not only paid for the hospital fees, but also reimbursed the lost income of the patient during their recovery.

The Valencias

A Success Story

Preventing

families from

sliding into

poverty

shutterstock_328361465.jpg
LIVELIHOOD
shutterstock_322041224.jpg
FOOD SECURITY
shutterstock_242658916.jpg
EDUCATION
shutterstock_475481491.jpg
HOUSING
shutterstock_439690462.jpg
INVESTING FOR
THE FUTURE

WITHOUT INSURANCE

children stop going to school and family reduces consumption

family borrows, uses savings and sell assets to pay for costs

unexpected life events; medical, agricultural or disaster related

family sends children to school and begin acquiring assets

low-income family begins accumulating wealth

family in a stable position but without assets or savings

family repays debts from any borrowing

family survives unexpected event and begins rebuilding

poverty line

The Umby journey begins with plastic bottles and ends with umbrellas that provide insurance to families. The story of each of our products in unique -- but it always begins with you and ends with a family in need. 

Lily

"I love that my yellow umbrella brightens my rainy days and also brings sunshine to families when they need it most."

The Lagharis

Our model begins with creating protection products that have meaning. Your purchase is creating a movement for protection. 

 

 

 

 

 

UMBY: BE SUNSHINE

What if by protecting ourselves... we could protect one another?

We create products that protect... and extend protection to others.

JOIN OUR NEWSLETTER
  • Instagram
  • Twitter
  • Facebook

 

 

 

 

 

©2020 Umby | All rights reserved